S & F Property Conveyancing

For both purchases and sales we offer a range supplementary services to ensure a smooth, transparent and simple transaction.

• Liaising with financial institutions in regards to deposit bonds, consents, loans, mortgages and discharge of mortgages.
• Preparing and reviewing all property documentation.
• Execution of contracts and settlement.
• Arranging title searches and property searches with relevant authorises and government departments.
• Arranging settlement through the electronic platform provided by Property Exchange Australia Limited (PEXA) or via paper.
• Favourable purchase – buying a property from your parents or family member below market value.
• Preparation and Lodgement of Withdrawal of Caveat.
• Preparation and Lodgement of a Caveat.

The transfer of land is the document which conveys the legal interest in the property to you. Not all property transfers are based on a sale or purchase of a property. Sometimes a transfer of ownership may be required as a decision of gifting the property to a family member, refinance purposes or a deceased estate. There are many reasons why someone may transfer a property and each matter comes with its own process. We aim to ensure the process is simple and easy for all parties involved and tailor our services to your requirements.

Transferring a property may come as a result of the following:

• A death of a proprietor on title
• Gifting the property to a family member
• The breakdown of a relationship including a defacto relationship or marriage
• Transferring shares to your spouse or defacto partner
• Superannuation and family trust
• Change the manner of holdings on title
• Partition Transfer associated with a plan of subdivision

A property transfer may attract stamp duty and prior to proceeding with your transfer we will understand and discuss your requirements. An exemption or concession may apply to your transaction.

Please call us or send us an email for a quote and further information on transferring a property.

Plan of Subdivision is the process of dividing a property into smaller lots that can be sold separately. Consolidation of a plan is the joining of two or more lots together to make a larger lot under the one ownership.

At S & F Property Conveyancing Pty Ltd we will organise all relevant documents and will prepare the relevant forms to lodge at Land Use Victoria for any transactions in Victoria. We will liaise with your surveyor and mortgagee in respect to the progress of the subdivision, and obtain the required consent and nomination from your mortgagee. S & F Property Conveyancing Pty Ltd are a subscribed SPEAR user.

Please call us or send us an email for a quote and further information on registering a Plan of Subdivision.

Areas a plan of subdivision may occur but not limited to the following:

• City of Wyndham include the suburbs of Point Cook, Werribee, Hoppers Crossing, Truganina, Wyndham Vale and Manor Lakes.
• Mornington Peninsula Shire include the suburbs of Mornington, Rosebud, Dromana, Mount Martha, Mount Eliza and Safety Beach.
• City of Stonnington include the suburbs of Toorak, South Yarra, Malvern, Malvern East and Prahran.
• City of Whittlesea include the suburbs of Epping, Thomastown, Donnybrook, Lalor, Wollert, South Morang, Mernda and Bundoora.
• City of Moonee Valley include the suburbs of Essendon, Avondale Heights, Ascot Vale, Moonee Ponds, Strathmore, Keilor and Niddrie.
• City of Manningham include the suburbs of Doncaster, Doncaster East, Templestowe, Donvale and Bulleen.
• City of Moreland include the suburbs of Pascoe Vale, Glenroy, Hadfield, Brunswick and Coburg and Fawkner.
• City of Hume include the suburbs of Craigieburn, Mickleham, Greenvale, Gladstone Park and Roxburgh Park.
• City of Greater Geelong include the suburbs of Armstrong Creek, Ocean Grove, Portarlington, St. Leonards, Geelong, Mount Duneed, Curlewis and Newtown.
• City of Casey include the suburbs of Clyde, Cranbourne, Berwick, Endeavour Hills and Hampton Park.

To pay off an existing mortgage and creating a new one with a different financial institution. Many people consider to refinance their mortgage due to the following:

• To obtain a lower interest rate to save money on home loan repayments
• To consolidate debts
• To access equity in your home or investment property for future investments
• To renovate or extend your current home to accommodate lifestyle changes or your growing family
• Transferring ownership of a property
• To access equity to achieve financial goals or personal goals
• Loan is due to expire

To co-ordinate this transaction we can assist in arranging the discharge of mortgage and a fast track settlement.

Please call us or send us an email for a quote and further information on refinancing.